Bill Pleau, Loan Officer
Let's cut through the complexity together, with straight answers, options built around your situation, and one trusted guide from start to finish.
Start here
Answer a few quick questions and Bill will walk you through the loan options that fit your situation. It takes about a minute and does not affect your credit.
Already own?
Tell us a little about your current mortgage and your goals, and we will lay out what refinancing could look like for you.
How it works
Answer a few questions online or over the phone. No credit pull, no obligation.
Bill compares loan options from wholesale lenders and walks you through a prequalification, so you know where you stand.
When you are ready, complete your application and Bill guides you from start to finish. One trusted guide, no handoffs.
Meet your loan officer
Bill Pleau is a loan officer with Integrity Home Lending, LLC who focuses on helping homeowners and homebuyers with purchases and refinances on their primary residence. He can take on whatever a client's situation calls for, but owner-occupied purchase and refinance work is his main focus, where his straightforward, detail-first approach pays off most.
Clients describe Bill as trustworthy, thorough, and accurate, someone who puts their needs first and is dependable to a fault. He is patient, easy to work with, and available almost anytime to walk through options and answer questions. He is also careful to be efficient with a client's time, whether they have a lot or a little.
Bill came to lending by way of a varied career. He owned a convenience store for a decade and later managed housekeeping at a large, family-run all-season resort in New Hampshire, complete with its own lake, ski mountain, and youth camp. Twenty years ago he traded New England for Charlotte, North Carolina, and while he still loves the Northeast, he has settled happily into the city. He is rarely still, filling his time off with tennis, golf, hiking, biking, and the gym. A trip to Asia sits at the top of his bucket list.
FAQ
Here are answers to what borrowers ask most. Still not sure? Reach out and Bill is happy to help.
Integrity Home Lending, LLC is a licensed mortgage lender and broker. Instead of offering one bank's products, we shop your scenario across our network of wholesale lenders and present the options that fit. You work with one guide from start to finish.
A prequalification is an early review of the information you share with us, used to outline the price range and loan options that may fit your situation. It is not a loan approval or a commitment to lend. Full approval happens later, after a complete application and underwriting review.
No. The questions on this page do not involve a credit check. A credit review only happens later in the process, with your permission.
Typically pay stubs, W-2s or tax returns, bank statements, and identification. Bill will give you a simple checklist based on your situation, and self employed borrowers may have a few additional items.
Timelines vary by transaction and lender, and many purchases close within about 30 days of going under contract. Bill will set expectations for your specific scenario up front.
Book a time
Pick a time that works for you and Bill will call you then.