Brian Stephens, Loan Officer
Let's cut through the complexity together, with straight answers, options built around your situation, and one trusted guide from start to finish.
Start here
Answer a few quick questions and Brian will walk you through the loan options that fit your situation. It takes about a minute and does not affect your credit.
Already own?
Tell us a little about your current mortgage and your goals, and we will lay out what refinancing could look like for you.
How it works
Answer a few questions online or over the phone. No credit pull, no obligation.
Brian compares loan options from wholesale lenders and walks you through a prequalification, so you know where you stand.
When you are ready, complete your application and Brian guides you from start to finish. One trusted guide, no handoffs.
Meet your loan officer
Brian Stephens is a loan officer with Integrity Home Lending, LLC who helps homebuyers and homeowners across Georgia with residential purchases and refinances.
Clients consistently point to Brian's professionalism, industry knowledge, and patience, along with how quickly he responds whenever they have a question. His steady, informed approach is what keeps borrowers comfortable from the first conversation through closing.
Brian came to lending from real estate, where he worked alongside his wife, Anita. Born and raised in Stone Mountain, he is one of the few people you will meet who is truly original to Georgia. Away from work he is happiest with family, especially his two grandchildren, and you will usually find him on the tennis or pickleball court or relaxing by the pool. An African safari sits at the top of his bucket list.
FAQ
Here are answers to what borrowers ask most. Still not sure? Reach out and Brian is happy to help.
Integrity Home Lending, LLC is a licensed mortgage lender and broker. Instead of offering one bank's products, we shop your scenario across our network of wholesale lenders and present the options that fit. You work with one guide from start to finish.
A prequalification is an early review of the information you share with us, used to outline the price range and loan options that may fit your situation. It is not a loan approval or a commitment to lend. Full approval happens later, after a complete application and underwriting review.
No. The questions on this page do not involve a credit check. A credit review only happens later in the process, with your permission.
Typically pay stubs, W-2s or tax returns, bank statements, and identification. Brian will give you a simple checklist based on your situation, and self employed borrowers may have a few additional items.
Timelines vary by transaction and lender, and many purchases close within about 30 days of going under contract. Brian will set expectations for your specific scenario up front.
Get in touch
Have a question or want to talk through your options? Call, text, or email any time.
NMLS #2412324 | Brian Stephens, NMLS #931901
Integrity Home Lending, LLC is a licensed mortgage lender and broker. This page is for informational purposes only and is not a commitment to lend, a loan approval, or an offer of specific rates or terms. Not all applicants will qualify. Programs, terms, and conditions are subject to change without notice.
Verify our licensing at www.nmlsconsumeraccess.org.
Brian Stephens, Loan Officer
Integrity Home Lending, LLC
770-403-0263
Bstephens@IH-Lending.com
