Lauren Zambraski, Loan Officer
Let's cut through the complexity together, with straight answers, options built around your situation, and one trusted guide from start to finish.
Start here
Answer a few quick questions and Lauren will walk you through the loan options that fit your situation. It takes about a minute and does not affect your credit.
Already own?
Tell us a little about your current mortgage and your goals, and we will lay out what refinancing could look like for you.
How it works
Answer a few questions online or over the phone. No credit pull, no obligation.
Lauren compares loan options from wholesale lenders and walks you through a prequalification, so you know where you stand.
When you are ready, complete your application and Lauren guides you from start to finish. One trusted guide, no handoffs.
Meet your loan officer
Lauren Zambraski is a loan officer with Integrity Home Lending, LLC who works with homebuyers, first-time buyers, and real estate investors on purchase and investment-property financing. With more than a decade in the mortgage industry, Lauren has a knack for making the process clear from start to finish.
Clients tend to point to two things: patient, plain-English guidance that makes sure first-time buyers actually understand each step, and quick, reliable communication that meets them on their own schedule. Lauren got her start in the mortgage business as a teenager at a family brokerage, working her way up from office administrator to branch manager and learning every part of the loan process along the way. She later earned a New York State teaching certification, and that instructor's instinct still shows in how she guides clients today.
Away from work, Lauren is a busy parent of two and spends time off at the beach with family.
FAQ
Here are answers to what borrowers ask most. Still not sure? Reach out and Lauren is happy to help.
Integrity Home Lending, LLC is a licensed mortgage lender and broker. Instead of offering one bank's products, we shop your scenario across our network of wholesale lenders and present the options that fit. You work with one guide from start to finish.
A prequalification is an early review of the information you share with us, used to outline the price range and loan options that may fit your situation. It is not a loan approval or a commitment to lend. Full approval happens later, after a complete application and underwriting review.
No. The questions on this page do not involve a credit check. A credit review only happens later in the process, with your permission.
Typically pay stubs, W-2s or tax returns, bank statements, and identification. Lauren will give you a simple checklist based on your situation, and self employed borrowers may have a few additional items.
Timelines vary by transaction and lender, and many purchases close within about 30 days of going under contract. Lauren will set expectations for your specific scenario up front.
Book a time
Pick a time that works for you and Lauren will call you then.
NMLS #2412324 | Lauren Zambraski, NMLS #2788389
Integrity Home Lending, LLC is a licensed mortgage lender and broker. This page is for informational purposes only and is not a commitment to lend, a loan approval, or an offer of specific rates or terms. Not all applicants will qualify. Programs, terms, and conditions are subject to change without notice.
Verify our licensing at www.nmlsconsumeraccess.org.
Lauren Zambraski, Loan Officer
Integrity Home Lending, LLC
727-580-4762
LZambraski@IH-Lending.com
