The right mortgage changes everything.

Mary Ripley is a loan officer with Integrity Home Lending, LLC who brings a remarkably broad toolkit to every client. She handles conventional purchases, refinances, and cash-out, along with FHA and VA loans and first-time-buyer financing, and she is just as comfortable with the specialized programs many lenders shy away from: bank statement and 1099 loans, asset depletion, bridge loans, construction, and investment-property financing. If a borrower is self-employed or has an unconventional income picture, Mary usually has a program that fits, and she can often turn around a prequalification on the spot.

Clients point to how easy Mary is to reach and how quickly she responds. She is patient with every question, makes a point of educating borrowers along the way, and keeps the process smooth with no surprises. That approach earns a lot of loyalty: clients refer their friends, neighbors, and relatives, and she has handled as many as ten loans for a single family over the years.

Mary grew up in Fairfax, Virginia, and went to college at Appalachian State in North Carolina before spending more than 30 years in the mortgage business, right out of school. She now calls Georgia home and is the proud mom of two, one a recent accounting graduate pursuing a CPA and MBA and the other finishing a nursing degree. Outside of work she stays active with hiking, biking, and workouts, never turns down a good concert, and unwinds on local trails or over dinner at Frankie's Steakhouse. Traveling across Europe sits at the top of her bucket list.