Mel Fuller, Loan Officer
Let's cut through the complexity together, with straight answers, options built around your situation, and one trusted guide from start to finish.
Start here
Answer a few quick questions and Mel will walk you through the loan options that fit your situation. It takes about a minute and does not affect your credit.
Already own?
Tell us a little about your current mortgage and your goals, and we will lay out what refinancing could look like for you.
How it works
Answer a few questions online or over the phone. No credit pull, no obligation.
Mel compares loan options from wholesale lenders and walks you through a prequalification, so you know where you stand.
When you are ready, complete your application and Mel guides you from start to finish. One trusted guide, no handoffs.
Meet your loan officer
Mel Fuller is a loan officer with Integrity Home Lending, LLC who works with homebuyers and homeowners on purchases and refinances. She came up through the operations side of lending, and her time as a loan coordinator gives her a start-to-finish command of how a file actually moves. Mel also speaks fluent Portuguese and intermediate Spanish, which lets her guide a wider range of clients through the process in the language they are most comfortable with.
Clients tend to point to the same things: Mel is personable, genuine, and efficient, and she has a habit of giving people more information than they thought to ask for. Her goal is to make sure borrowers understand the whole picture, not just the next step, so nothing about their loan comes as a surprise.
Outside of work, Mel is a busy mom of four, with kids ranging from a toddler to a young adult. She loves taking impromptu trips to the water with whichever of them will come along, and a month-long trip to Italy sits at the top of her bucket list. Closer to home, you will often find her around Athens, Georgia.
FAQ
Here are answers to what borrowers ask most. Still not sure? Reach out and Mel is happy to help.
Integrity Home Lending, LLC is a licensed mortgage lender and broker. Instead of offering one bank's products, we shop your scenario across our network of wholesale lenders and present the options that fit. You work with one guide from start to finish.
A prequalification is an early review of the information you share with us, used to outline the price range and loan options that may fit your situation. It is not a loan approval or a commitment to lend. Full approval happens later, after a complete application and underwriting review.
No. The questions on this page do not involve a credit check. A credit review only happens later in the process, with your permission.
Typically pay stubs, W-2s or tax returns, bank statements, and identification. Mel will give you a simple checklist based on your situation, and self employed borrowers may have a few additional items.
Timelines vary by transaction and lender, and many purchases close within about 30 days of going under contract. Mel will set expectations for your specific scenario up front.
Book a time
Pick a time that works for you and Mel will call you then.
NMLS #2412324 | Mel Fuller, NMLS #1960828
Integrity Home Lending, LLC is a licensed mortgage lender and broker. This page is for informational purposes only and is not a commitment to lend, a loan approval, or an offer of specific rates or terms. Not all applicants will qualify. Programs, terms, and conditions are subject to change without notice.
Verify our licensing at www.nmlsconsumeraccess.org.
Mel Fuller, Loan Officer
Integrity Home Lending, LLC
470-470-6607
MFuller@IH-Lending.com
