Rich Moore, Loan Officer
Let's cut through the complexity together, with straight answers, options built around your situation, and one trusted guide from start to finish.
Start here
Answer a few quick questions and Rich will walk you through the loan options that fit your situation. It takes about a minute and does not affect your credit.
Already own?
Tell us a little about your current mortgage and your goals, and we will lay out what refinancing could look like for you.
How it works
Answer a few questions online or over the phone. No credit pull, no obligation.
Rich compares loan options from wholesale lenders and walks you through a prequalification, so you know where you stand.
When you are ready, complete your application and Rich guides you from start to finish. One trusted guide, no handoffs.
Meet your loan officer
Rich Moore is a loan officer with Integrity Home Lending, LLC who handles purchases and refinances for all kinds of borrowers, with particular strength in VA loans, self-employed borrowers, and investors. His view is simple: master the harder files, and the rest falls into place.
Clients count on Rich for the knowledge and accessibility to work through almost any issue and get the loan closed, whatever challenges come up along the way. His earlier career in the debt industry gives him a strong feel for guiding borrowers who have credit hurdles to clear, and he brings twenty years of experience to finding a path that actually fits a borrower's goals.
Rich first started coming to Alaska from Georgia in 1995, fell in love with the place, and moved north for good more than five years ago. He has fully embraced everything the state offers, including a deep specialty in the VA loans that so many Alaskans rely on. When he is not working, you will find him out on the water in Prince William Sound, taking in mile after mile of untouched wilderness. High on his bucket list is a trip to Cuba, Venezuela, and Argentina, which he hopes to explore one day as they open up.
FAQ
Here are answers to what borrowers ask most. Still not sure? Reach out and Rich is happy to help.
Integrity Home Lending, LLC is a licensed mortgage lender and broker. Instead of offering one bank's products, we shop your scenario across our network of wholesale lenders and present the options that fit. You work with one guide from start to finish.
A prequalification is an early review of the information you share with us, used to outline the price range and loan options that may fit your situation. It is not a loan approval or a commitment to lend. Full approval happens later, after a complete application and underwriting review.
No. The questions on this page do not involve a credit check. A credit review only happens later in the process, with your permission.
Typically pay stubs, W-2s or tax returns, bank statements, and identification. Rich will give you a simple checklist based on your situation, and self employed borrowers may have a few additional items.
Timelines vary by transaction and lender, and many purchases close within about 30 days of going under contract. Rich will set expectations for your specific scenario up front.
Get in touch
Have a question or want to talk through your options? Call, text, or email any time.
NMLS #2412324 | Rich Moore, NMLS #211177
Integrity Home Lending, LLC is a licensed mortgage lender and broker. This page is for informational purposes only and is not a commitment to lend, a loan approval, or an offer of specific rates or terms. Not all applicants will qualify. Programs, terms, and conditions are subject to change without notice.
Verify our licensing at www.nmlsconsumeraccess.org.
Rich Moore, Loan Officer
Integrity Home Lending, LLC
678-641-6374
RMoore@IH-Lending.com
