Steve Bruefach, Loan Officer
Let's cut through the complexity together, with straight answers, options built around your situation, and one trusted guide from start to finish.
Start here
Answer a few quick questions and Steve will walk you through the loan options that fit your situation. It takes about a minute and does not affect your credit.
Already own?
Tell us a little about your current mortgage and your goals, and we will lay out what refinancing could look like for you.
How it works
Answer a few questions online or over the phone. No credit pull, no obligation.
Steve compares loan options from wholesale lenders and walks you through a prequalification, so you know where you stand.
When you are ready, complete your application and Steve guides you from start to finish. One trusted guide, no handoffs.
Meet your loan officer
Steve Bruefach is a senior loan officer with Integrity Home Lending, LLC who works with borrowers across North Carolina, South Carolina, Georgia, Virginia, Maryland, Tennessee, Pennsylvania, and Florida. He handles purchases, refinances as well as home equity products and brings particular depth with investors and self-employed borrowers, working across conventional, VA, FHA, and non-QM options to match each client with the best solution.
Clients consistently describe Steve as clear, responsive, and knowledgeable. He explains everything up front, keeps borrowers informed through every step of the process, and is known for providing customized solutions and personalized service resulting in a great experience from start to finish.
Originally from Long Island, New York, Steve now calls Wesley Chapel, North Carolina home.
FAQ
Here are answers to what borrowers ask most. Still not sure? Reach out and Steve is happy to help.
Integrity Home Lending, LLC is a wholesale mortgage broker. Instead of offering one bank's products, we shop your scenario across our network of wholesale lenders and present the options that fit. You work with one guide from start to finish.
A prequalification is an early review of the information you share with us, used to outline the price range and loan options that may fit your situation. It is not a loan approval or a commitment to lend. Full approval happens later, after a complete application and underwriting review.
No. The questions on this page do not involve a credit check. A credit review only happens later in the process, with your permission.
Typically pay stubs, W-2s or tax returns, bank statements, and identification. Steve will give you a simple checklist based on your situation, and self employed borrowers may have a few additional items.
Timelines vary by transaction and lender, and many purchases close within about 30 days of going under contract. Steve will set expectations for your specific scenario up front.
Get in touch
Have a question or want to talk through your options? Call, text, or email any time.
NMLS #2412324 | Steve Bruefach, NMLS #1325896
Integrity Home Lending, LLC is a wholesale mortgage broker. This page is for informational purposes only and is not a commitment to lend, a loan approval, or an offer of specific rates or terms. Not all applicants will qualify. Programs, terms, and conditions are subject to change without notice.
Verify our licensing at www.nmlsconsumeraccess.org.
Steve Bruefach, Loan Officer
Integrity Home Lending, LLC
470-419-6166
Sbruefach@IH-Lending.com
